The Health Care Protection Program (HCPP) only covers professionals who are employed by one of the Health Care Agencies (HCAs) covered by HCPP, while working within their scope or terms of their employment for the HCA. If you work for an employer (HCA) who is listed under the Memorandum of Coverage under the BC Health Care Protection Program and are claiming this coverage to satisfy the regulatory requirements, you may be required to also submit verification of employment as part of any audit processes.
It is important to note that coverage under the HCPP is limited to matters arising within a registrant’s scope of employment with an HCA covered by HCPP. HCPP coverage does not extend to private practice, work with private agencies, or volunteer or independent activities, undertaken outside of your employment with a HCPP covered HCA.
Coverage is also not available for claims against HCA employees when they are acting in a capacity as an employer, or a business entity such as an incorporated company or partnership.