Yes. Provisions in collective agreements such as the BCGEU or HSPBA Collective Agreements cannot satisfy bylaw 82 as it is not insurance. Rather, the collective agreements are contracts which can be changed by agreement of the union members and the employer. Further, there are no provisions in these collective agreements to cover a former employee (as there is with a PLI policy if it is an occurrence policy, or if the insured purchases extended tail coverage for a claims-made policy).
In addition, the only way that the provisions in these collective agreements would apply to any non-registrant who assists the registrant, would be if the assistant is also covered by the same collective agreement.